Jalapa, IN
How exposed is Jalapa to wildfire?
Jalapa sits at the 5th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 77 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Jalapa's burn probability — fire likelihood with no building count factored in — sits at the 5th percentile nationally.
Jalapa's building exposure, zone by zone
64.9% of Jalapa's 77 buildings sit in USFS's Direct exposure zone, roughly 50 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 35.1% are Minimal.
Where Jalapa ranks
Within Indiana, Jalapa ranks higher (33rd percentile) than it does nationally (5th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Jalapa ranks 30,068 for wildfire risk (1 is highest) and 30,004 by building count (1 is largest). Within Indiana alone, it ranks 645 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Jalapa and the insurance market
Jalapa's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 64.9% of Jalapa in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 77 counted buildings into the percentiles shown above for Jalapa. For more on what direct exposure implies beyond Jalapa, see the exposure-zones guide.