Jaconita, NM
Jaconita wildfire risk explained
USFS scores Jaconita at the 80th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 221 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Jaconita at the 79th percentile, close to its 80th-percentile risk score.
Where Jaconita's buildings actually sit
221 buildings are counted in Jaconita, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Jaconita ranks
Jaconita's 80th national percentile looks worse in isolation than its 54th ranking inside New Mexico does — this place is on the milder end for its own state, by 27 points. Among the 31,521 US communities USFS scores, Jaconita ranks 6,244 for wildfire risk (1 is highest) and 24,086 by building count (1 is largest). Within New Mexico alone, it ranks 230 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
Jaconita's very high rating (80th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 100% of Jaconita in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Jaconita's figures come from
Every one of the two percentiles behind Jaconita's 6,244-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Jaconita's dominant direct exposure actually means, with real examples from across the dataset.