Jacob City, FL
Jacob City, FL's wildfire risk, in USFS's own numbers
Jacob City's 170 buildings earn a 63rd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Jacob City at the 65th percentile, close to its 63rd-percentile risk score.
Jacob City's building exposure, zone by zone
Of Jacob City's 170 counted buildings, 97.1% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Jacob City compares
Jacob City ranks lower within Florida (18th percentile statewide) than its 63rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Jacob City ranks 11,591 for wildfire risk (1 is highest) and 26,014 by building count (1 is largest). Within Florida alone, it ranks 785 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Jacob City and the insurance market
Jacob City's 63rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Jacob City
With 97.1% of Jacob City in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Jacob City's figures come from
Every one of the two percentiles behind Jacob City's 11,591-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Jacob City's dominant direct exposure actually means, with real examples from across the dataset.