Jacksonville, OH
Jacksonville, OH's wildfire risk, in USFS's own numbers
Jacksonville's 338 buildings earn a 43rd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Jacksonville's burn probability — fire likelihood with no building count factored in — sits at the 44th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Jacksonville (78.4% of 338 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 21.6% sit in the Direct zone.
How Jacksonville compares
Compare Jacksonville's two percentiles: 94th within Ohio, only 43rd nationally — a gap of 51 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Jacksonville ranks 18,001 for wildfire risk (1 is highest) and 20,639 by building count (1 is largest). Within Ohio alone, it ranks 73 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Jacksonville's elevated wildfire rating (43rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Jacksonville (78.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Jacksonville's 43rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Jacksonville, see the exposure-zones guide.