Jacksonville, NC
Jacksonville wildfire risk explained
Jacksonville sits at the 74th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 21,934 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Jacksonville at the 71st national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 28.6% of Jacksonville's 21,934 buildings carry Direct exposure and 35.6% carry Indirect; the remaining 35.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 21,934 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Jacksonville compares
Jacksonville scores 74th nationally and 76th within North Carolina — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Jacksonville ranks 8,107 for wildfire risk (1 is highest) and 626 by building count (1 is largest). Within North Carolina alone, it ranks 186 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Jacksonville
Jacksonville's high rating (74th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Jacksonville's 35.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Jacksonville's figures come from
The methodology guide shows exactly how USFS turned 21,934 counted buildings into the percentiles shown above for Jacksonville. The exposure-zones guide covers what Jacksonville's dominant minimal exposure actually means, with real examples from across the dataset.