Jacksons' Gap, AL
Jacksons' Gap, AL's wildfire risk, in USFS's own numbers
USFS scores Jacksons' Gap at the 85th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 524 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Jacksons' Gap's burn probability — fire likelihood with no building count factored in — sits at the 88th percentile nationally.
Where Jacksons' Gap's buildings actually sit
98.9% of Jacksons' Gap's 524 buildings sit in USFS's Direct exposure zone, roughly 518 structures close enough to burnable vegetation for flame contact, not just embers — 1.2% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Jacksons' Gap ranks
There's little gap between Jacksons' Gap's 85th national percentile and its 88th percentile inside Alabama, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Jacksons' Gap ranks 4,683 for wildfire risk (1 is highest) and 16,955 by building count (1 is largest). Within Alabama alone, it ranks 73 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Jacksons' Gap and the insurance market
At the 85th percentile nationally, Jacksons' Gap carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Jacksons' Gap's 98.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Jacksons' Gap's 4,683-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Jacksons' Gap, see the exposure-zones guide.