Jacksboro, TN
Jacksboro wildfire risk explained
USFS's Wildfire Risk to Communities model puts Jacksboro at the 83rd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 1,155 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Jacksboro at the 86th percentile, close to its 83rd-percentile risk score.
What "at risk" means for the buildings here
67.2% of Jacksboro's 1,155 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 32.8% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Jacksboro against the rest of the country
Jacksboro's risk sits at a similar level relative to Tennessee (91st percentile statewide) as it does nationally (83rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Jacksboro ranks 5,429 for wildfire risk (1 is highest) and 10,916 by building count (1 is largest). Within Tennessee alone, it ranks 48 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Jacksboro
Jacksboro's 83rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With ember exposure the dominant pattern in Jacksboro (67.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Jacksboro's figures come from
The methodology guide shows exactly how USFS turned 1,155 counted buildings into the percentiles shown above for Jacksboro. The exposure-zones guide covers what Jacksboro's dominant indirect exposure actually means, with real examples from across the dataset.