J-Six Ranchettes, AZ
J-Six Ranchettes, AZ's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, J-Six Ranchettes lands at the 97th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 524 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts J-Six Ranchettes at the 97th percentile, close to its 97th-percentile risk score.
What "at risk" means for the buildings here
524 buildings are counted in J-Six Ranchettes, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
J-Six Ranchettes against the rest of the country
J-Six Ranchettes's 97th national percentile looks worse in isolation than its 81st ranking inside Arizona does — this place is on the milder end for its own state, by 16 points. Among the 31,521 US communities USFS scores, J-Six Ranchettes ranks 1,027 for wildfire risk (1 is highest) and 16,956 by building count (1 is largest). Within Arizona alone, it ranks 84 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
J-Six Ranchettes and the insurance market
At the 97th percentile nationally, J-Six Ranchettes carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in J-Six Ranchettes
J-Six Ranchettes's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where J-Six Ranchettes's figures come from
J-Six Ranchettes's 97th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what J-Six Ranchettes's dominant direct exposure actually means, with real examples from across the dataset.