Ives Estates, FL
Ives Estates, FL's wildfire risk, in USFS's own numbers
Ives Estates sits at the 60th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 3,276 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ives Estates's burn probability — fire likelihood with no building count factored in — sits at the 63rd percentile nationally.
Ives Estates's building exposure, zone by zone
USFS classifies 97.8% of Ives Estates's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 2.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Ives Estates compares
Ives Estates ranks lower within Florida (14th percentile statewide) than its 60th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Ives Estates ranks 12,758 for wildfire risk (1 is highest) and 5,074 by building count (1 is largest). Within Florida alone, it ranks 825 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Ives Estates and the insurance market
Ives Estates's elevated wildfire rating (60th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 97.8% of buildings rated Minimal exposure, Ives Estates gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Ives Estates's 60th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Ives Estates, see the exposure-zones guide.