Ivanhoe, TX
How exposed is Ivanhoe to wildfire?
USFS scores Ivanhoe at the 81st national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 1,266 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ivanhoe at the 83rd percentile, close to its 81st-percentile risk score.
Where Ivanhoe's buildings actually sit
Of Ivanhoe's 1,266 counted buildings, 94.9% carry Direct exposure and only 0.9% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Ivanhoe ranks
Ivanhoe's 81st national percentile looks worse in isolation than its 64th ranking inside Texas does — this place is on the milder end for its own state, by 17 points. Among the 31,521 US communities USFS scores, Ivanhoe ranks 5,997 for wildfire risk (1 is highest) and 10,271 by building count (1 is largest). Within Texas alone, it ranks 648 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Ivanhoe's 81st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Ivanhoe (94.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Ivanhoe's 5,997-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Ivanhoe, see the exposure-zones guide.