Ivalee, AL
Ivalee wildfire risk explained
Ivalee sits at the 78th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 775 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ivalee's burn probability — fire likelihood with no building count factored in — sits at the 81st percentile nationally.
Ivalee's building exposure, zone by zone
USFS classifies 96.1% of Ivalee's buildings as Direct exposure, higher than its 3.9% Indirect share and far above its 0% Minimal share — a profile where 745 structures sit close enough to vegetation that lot clearing matters most.
Where Ivalee ranks
Ivalee scores 78th nationally and 70th within Alabama — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Ivalee ranks 6,857 for wildfire risk (1 is highest) and 13,863 by building count (1 is largest). Within Alabama alone, it ranks 178 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
Ivalee's high rating (78th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 96.1% of Ivalee in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Ivalee's figures come from
The methodology guide shows exactly how USFS turned 775 counted buildings into the percentiles shown above for Ivalee. The exposure-zones guide covers what Ivalee's dominant direct exposure actually means, with real examples from across the dataset.