Iuka, IL
Iuka wildfire risk explained
USFS's Wildfire Risk to Communities model puts Iuka at the 19th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 361 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Iuka at the 19th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Iuka's building exposure, zone by zone
Only 24.4% of Iuka's 361 buildings carry Direct exposure and 35.2% carry Indirect; the remaining 40.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Iuka against the rest of the country
Iuka's 59th-percentile standing inside Illinois outpaces its 19th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Iuka ranks 25,613 for wildfire risk (1 is highest) and 20,034 by building count (1 is largest). Within Illinois alone, it ranks 587 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Iuka and the insurance market
Iuka's low wildfire rating (19th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 40.4% of buildings rated Minimal exposure, Iuka gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Iuka's figures come from
Iuka's 19th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Iuka's dominant minimal exposure actually means, with real examples from across the dataset.