Isola, MS
Isola, MS's wildfire risk, in USFS's own numbers
USFS scores Isola at the 31st national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 285 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Isola's burn probability — fire likelihood with no building count factored in — sits at the 31st percentile nationally.
Where Isola's buildings actually sit
54.4% of Isola's 285 buildings sit in USFS's Minimal exposure zone, with only 45.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Isola against the rest of the country
Isola ranks lower within Mississippi (10th percentile statewide) than its 31st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Isola ranks 21,618 for wildfire risk (1 is highest) and 22,035 by building count (1 is largest). Within Mississippi alone, it ranks 377 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
What this risk score means for insurance
Isola's moderate rating (31st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Isola
Isola's 54.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 285 counted buildings into the percentiles shown above for Isola. For more on what minimal exposure implies beyond Isola, see the exposure-zones guide.