Islip Terrace, NY
Islip Terrace wildfire risk explained
Out of every US place USFS scores, Islip Terrace lands at the 48th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 2,028 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Islip Terrace's burn probability — fire likelihood with no building count factored in — sits at the 45th percentile nationally.
Islip Terrace's building exposure, zone by zone
Islip Terrace rates 61.7% Minimal exposure against just 8.9% Direct and 29.3% Indirect — of 2,028 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Islip Terrace against the rest of the country
Compare Islip Terrace's two percentiles: 92nd within New York, only 48th nationally — a gap of 44 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Islip Terrace ranks 16,519 for wildfire risk (1 is highest) and 7,388 by building count (1 is largest). Within New York alone, it ranks 106 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Islip Terrace and the insurance market
Islip Terrace's elevated rating (48th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Islip Terrace's 61.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Islip Terrace's 48th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Islip Terrace, see the exposure-zones guide.