Islip, NY
Islip wildfire risk explained
USFS's Wildfire Risk to Communities model puts Islip at the 34th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 6,301 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Islip at the 34th percentile, close to its 34th-percentile risk score.
Islip's building exposure, zone by zone
91.1% of Islip's 6,301 buildings sit in USFS's Minimal exposure zone, with only 8.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 6,301 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Islip ranks
Compare Islip's two percentiles: 73rd within New York, only 34th nationally — a gap of 39 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Islip ranks 20,830 for wildfire risk (1 is highest) and 2,754 by building count (1 is largest). Within New York alone, it ranks 347 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 34th national percentile, Islip rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Islip's 91.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Islip's 20,830-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Islip, see the exposure-zones guide.