Isle of Hope, GA
Isle of Hope wildfire risk explained
Isle of Hope sits at the 81st percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,472 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Isle of Hope's burn probability — fire likelihood with no building count factored in — sits at the 74th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Isle of Hope: 94.3% of its 1,472 buildings, versus 5.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Isle of Hope compares
Isle of Hope's risk sits at a similar level relative to Georgia (93rd percentile statewide) as it does nationally (81st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Isle of Hope ranks 5,862 for wildfire risk (1 is highest) and 9,297 by building count (1 is largest). Within Georgia alone, it ranks 48 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Isle of Hope and the insurance market
Isle of Hope's 81st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Isle of Hope's 94.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Isle of Hope's figures come from
The methodology guide shows exactly how USFS turned 1,472 counted buildings into the percentiles shown above for Isle of Hope. The exposure-zones guide covers what Isle of Hope's dominant direct exposure actually means, with real examples from across the dataset.