Island Walk, FL
How exposed is Island Walk to wildfire?
Island Walk sits at the 65th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,494 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Island Walk at the 66th percentile, close to its 65th-percentile risk score.
Where Island Walk's buildings actually sit
Island Walk rates 99.8% Minimal exposure against just 0.2% Direct and 0% Indirect — of 1,494 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Island Walk compares
Island Walk's 65th national percentile looks worse in isolation than its 20th ranking inside Florida does — this place is on the milder end for its own state, by 45 points. Among the 31,521 US communities USFS scores, Island Walk ranks 10,959 for wildfire risk (1 is highest) and 9,196 by building count (1 is largest). Within Florida alone, it ranks 765 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Island Walk
Island Walk's 65th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Island Walk
With 99.8% of buildings rated Minimal exposure, Island Walk gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Island Walk's 65th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Island Walk, see the exposure-zones guide.