Island Park, ID
How exposed is Island Park to wildfire?
USFS scores Island Park at the 87th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 806 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Island Park at the 86th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Island Park: 81.9% of its 806 buildings, versus 18.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Island Park against the rest of the country
Island Park's 87th national percentile looks worse in isolation than its 59th ranking inside Idaho does — this place is on the milder end for its own state, by 28 points. Among the 31,521 US communities USFS scores, Island Park ranks 4,164 for wildfire risk (1 is highest) and 13,581 by building count (1 is largest). Within Idaho alone, it ranks 94 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
What this risk score means for insurance
Island Park's 87th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Island Park
Because Direct exposure dominates in Island Park (81.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Island Park's figures come from
The methodology guide shows exactly how USFS turned 806 counted buildings into the percentiles shown above for Island Park. The exposure-zones guide covers what Island Park's dominant direct exposure actually means, with real examples from across the dataset.