Island Heights, NJ
Island Heights, NJ's wildfire risk, in USFS's own numbers
Island Heights sits at the 65th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 943 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Island Heights's burn probability — fire likelihood with no building count factored in — sits at the 61st percentile nationally.
Island Heights's building exposure, zone by zone
Only 14.1% of Island Heights's 943 buildings carry Direct exposure and 0% carry Indirect; the remaining 85.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Island Heights ranks
There's little gap between Island Heights's 65th national percentile and its 74th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Island Heights ranks 11,066 for wildfire risk (1 is highest) and 12,367 by building count (1 is largest). Within New Jersey alone, it ranks 183 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Island Heights
At the 65th percentile nationally, Island Heights carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 85.9% of buildings rated Minimal exposure, Island Heights gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Island Heights's 65th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Island Heights, see the exposure-zones guide.