Isabel, KS
How exposed is Isabel to wildfire?
Out of every US place USFS scores, Isabel lands at the 68th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 124 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Isabel at the 60th national percentile — 8 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Isabel's buildings actually sit
Most of Isabel's buildings (84.7% of 124) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Isabel ranks
Isabel scores 68th nationally and 64th within Kansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Isabel ranks 10,148 for wildfire risk (1 is highest) and 27,986 by building count (1 is largest). Within Kansas alone, it ranks 259 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
Isabel's high rating (68th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 84.7% of buildings rated Minimal exposure, Isabel gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Isabel's figures come from
The methodology guide shows exactly how USFS turned 124 counted buildings into the percentiles shown above for Isabel. The exposure-zones guide covers what Isabel's dominant minimal exposure actually means, with real examples from across the dataset.