Irvington, IL
Irvington wildfire risk explained
USFS scores Irvington at the 5th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 471 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Irvington at the 5th percentile, close to its 5th-percentile risk score.
Where Irvington's buildings actually sit
Most of Irvington's buildings (86.2% of 471) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Irvington against the rest of the country
Compare Irvington's two percentiles: 28th within Illinois, only 5th nationally — a gap of 23 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Irvington ranks 29,999 for wildfire risk (1 is highest) and 17,853 by building count (1 is largest). Within Illinois alone, it ranks 1,047 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Irvington and the insurance market
Irvington's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Irvington
Irvington's 86.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Irvington's figures come from
Every one of the two percentiles behind Irvington's 29,999-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Irvington's dominant minimal exposure actually means, with real examples from across the dataset.