Iroquois Point, HI
How exposed is Iroquois Point to wildfire?
USFS scores Iroquois Point at the 71st national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 1,285 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Iroquois Point's burn probability — fire likelihood with no building count factored in — sits at the 72nd percentile nationally.
Where Iroquois Point's buildings actually sit
Most of Iroquois Point's buildings (97.7% of 1,285) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Iroquois Point against the rest of the country
Iroquois Point's 71st national percentile looks worse in isolation than its 4th ranking inside Hawaii does — this place is on the milder end for its own state, by 67 points. Among the 31,521 US communities USFS scores, Iroquois Point ranks 9,225 for wildfire risk (1 is highest) and 10,162 by building count (1 is largest). Within Hawaii alone, it ranks 157 of 163 places by risk. See the full county-by-county picture for Hawaii on its state page.
Iroquois Point and the insurance market
Iroquois Point's 71st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Iroquois Point
Iroquois Point's 97.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Iroquois Point's figures come from
Iroquois Point's 71st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Iroquois Point's dominant minimal exposure actually means, with real examples from across the dataset.