Iron Mountain, MI
Iron Mountain, MI's wildfire risk, in USFS's own numbers
Iron Mountain's 4,762 buildings earn a 23rd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Iron Mountain at the 22nd percentile, close to its 23rd-percentile risk score.
Where Iron Mountain's buildings actually sit
USFS puts 87.8% of Iron Mountain's 4,762 buildings in the Indirect exposure zone, versus 12% Direct and 0.3% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Iron Mountain compares
Compare Iron Mountain's two percentiles: 71st within Michigan, only 23rd nationally — a gap of 49 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Iron Mountain ranks 24,427 for wildfire risk (1 is highest) and 3,582 by building count (1 is largest). Within Michigan alone, it ranks 217 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Iron Mountain
Iron Mountain's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Iron Mountain
With ember exposure the dominant pattern in Iron Mountain (87.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Iron Mountain's figures come from
Iron Mountain's 23rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Iron Mountain's dominant indirect exposure actually means, with real examples from across the dataset.