Iowa Colony, TX
Iowa Colony, TX's wildfire risk, in USFS's own numbers
Iowa Colony's 3,074 buildings earn a 82nd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Iowa Colony at the 86th percentile, close to its 82nd-percentile risk score.
Where Iowa Colony's buildings actually sit
66.1% of Iowa Colony's 3,074 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 33.7% Direct and 0.2% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Iowa Colony compares
Iowa Colony's 82nd national percentile looks worse in isolation than its 67th ranking inside Texas does — this place is on the milder end for its own state, by 15 points. Among the 31,521 US communities USFS scores, Iowa Colony ranks 5,589 for wildfire risk (1 is highest) and 5,319 by building count (1 is largest). Within Texas alone, it ranks 591 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Iowa Colony's very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because 66.1% of Iowa Colony's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Iowa Colony's 5,589-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Iowa Colony, see the exposure-zones guide.