Ionia, MO
How exposed is Ionia to wildfire?
Ionia's 93 buildings earn a 56th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ionia at the 56th percentile, close to its 56th-percentile risk score.
Where Ionia's buildings actually sit
Ionia rates 74.2% Minimal exposure against just 25.8% Direct and 0% Indirect — of 93 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Ionia against the rest of the country
Ionia's risk sits at a similar level relative to Missouri (43rd percentile statewide) as it does nationally (56th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Ionia ranks 14,031 for wildfire risk (1 is highest) and 29,359 by building count (1 is largest). Within Missouri alone, it ranks 604 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Ionia's elevated wildfire rating (56th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Ionia
Ionia's 74.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 93 counted buildings into the percentiles shown above for Ionia. For more on what minimal exposure implies beyond Ionia, see the exposure-zones guide.