Iola, PA
Iola, PA's wildfire risk, in USFS's own numbers
Iola's 104 buildings earn a 47th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Iola at the 48th percentile, close to its 47th-percentile risk score.
Iola's building exposure, zone by zone
Direct exposure dominates in Iola: 68.3% of its 104 buildings, versus 31.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Iola against the rest of the country
Within Pennsylvania, Iola ranks higher (76th percentile) than it does nationally (47th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Iola ranks 16,654 for wildfire risk (1 is highest) and 28,866 by building count (1 is largest). Within Pennsylvania alone, it ranks 473 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Iola's elevated rating (47th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Iola (68.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Iola's 16,654-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Iola, see the exposure-zones guide.