Inwood, FL
How exposed is Inwood to wildfire?
Inwood's 2,916 buildings earn a 83rd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Inwood at the 83rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Inwood's buildings actually sit
Most of Inwood's buildings (49.5% of 2,916) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Inwood compares
Inside Florida, Inwood sits at just the 56th percentile even though it scores 83rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Inwood ranks 5,445 for wildfire risk (1 is highest) and 5,558 by building count (1 is largest). Within Florida alone, it ranks 415 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Inwood's 83rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Inwood's 49.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Inwood's 83rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Inwood, see the exposure-zones guide.