Inverness Highlands South, FL
Inverness Highlands South wildfire risk explained
Out of every US place USFS scores, Inverness Highlands South lands at the 82nd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 3,327 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Inverness Highlands South at the 80th percentile, close to its 82nd-percentile risk score.
Where Inverness Highlands South's buildings actually sit
Direct exposure dominates in Inverness Highlands South: 57.7% of its 3,327 buildings, versus 42.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Inverness Highlands South compares
Inverness Highlands South ranks lower within Florida (55th percentile statewide) than its 82nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Inverness Highlands South ranks 5,605 for wildfire risk (1 is highest) and 5,007 by building count (1 is largest). Within Florida alone, it ranks 434 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Inverness Highlands South
Inverness Highlands South's 82nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Inverness Highlands South (57.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Inverness Highlands South's 82nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Inverness Highlands South, see the exposure-zones guide.