Inverness Highlands North, FL
Inverness Highlands North, FL's wildfire risk, in USFS's own numbers
USFS scores Inverness Highlands North at the 79th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 1,335 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Inverness Highlands North at the 77th percentile, close to its 79th-percentile risk score.
Inverness Highlands North's building exposure, zone by zone
USFS classifies 53.5% of Inverness Highlands North's buildings as Direct exposure, higher than its 42.6% Indirect share and far above its 3.9% Minimal share — a profile where 714 structures sit close enough to vegetation that lot clearing matters most.
How Inverness Highlands North compares
Inverness Highlands North's 79th national percentile looks worse in isolation than its 45th ranking inside Florida does — this place is on the milder end for its own state, by 34 points. Among the 31,521 US communities USFS scores, Inverness Highlands North ranks 6,739 for wildfire risk (1 is highest) and 9,907 by building count (1 is largest). Within Florida alone, it ranks 530 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Inverness Highlands North's 79th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Inverness Highlands North
With 53.5% of Inverness Highlands North in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Inverness Highlands North's figures come from
Every one of the two percentiles behind Inverness Highlands North's 6,739-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Inverness Highlands North's dominant direct exposure actually means, with real examples from across the dataset.