Interlochen, MI
How exposed is Interlochen to wildfire?
Interlochen sits at the 22nd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 386 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Interlochen at the 22nd percentile, close to its 22nd-percentile risk score.
Where Interlochen's buildings actually sit
Of Interlochen's 386 counted buildings, 71.8% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Interlochen against the rest of the country
Compare Interlochen's two percentiles: 71st within Michigan, only 22nd nationally — a gap of 48 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Interlochen ranks 24,486 for wildfire risk (1 is highest) and 19,493 by building count (1 is largest). Within Michigan alone, it ranks 219 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Interlochen
Interlochen's moderate rating (22nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 71.8% of Interlochen in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Interlochen's 22nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Interlochen, see the exposure-zones guide.