Interlaken, UT
How exposed is Interlaken to wildfire?
USFS scores Interlaken at the 97th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 160 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Interlaken at the 96th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Interlaken's building exposure, zone by zone
Direct exposure dominates in Interlaken: 99.4% of its 160 buildings, versus 0.6% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Interlaken compares
Interlaken's risk sits at a similar level relative to Utah (90th percentile statewide) as it does nationally (97th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Interlaken ranks 896 for wildfire risk (1 is highest) and 26,458 by building count (1 is largest). Within Utah alone, it ranks 33 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
What this risk score means for insurance
Interlaken's 97th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Interlaken
With 99.4% of Interlaken in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Interlaken's 896-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Interlaken, see the exposure-zones guide.