Interlaken, NJ
Interlaken, NJ's wildfire risk, in USFS's own numbers
Interlaken sits at the 56th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 477 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Interlaken at the 58th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 27.7% of Interlaken's 477 buildings carry Direct exposure and 0% carry Indirect; the remaining 72.3% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Interlaken against the rest of the country
Interlaken scores 56th nationally and 65th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Interlaken ranks 14,002 for wildfire risk (1 is highest) and 17,762 by building count (1 is largest). Within New Jersey alone, it ranks 249 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Interlaken
At the 56th national percentile, Interlaken rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 72.3% of Interlaken outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Interlaken's 56th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Interlaken, see the exposure-zones guide.