Innsbrook, MO
Innsbrook wildfire risk explained
USFS scores Innsbrook at the 62nd national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 904 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Innsbrook at the 63rd percentile, close to its 62nd-percentile risk score.
What "at risk" means for the buildings here
98.9% of Innsbrook's 904 buildings sit in USFS's Direct exposure zone, roughly 894 structures close enough to burnable vegetation for flame contact, not just embers — 0.2% fall in the Indirect, ember-only zone and 0.9% are Minimal.
How Innsbrook compares
Innsbrook's risk sits at a similar level relative to Missouri (60th percentile statewide) as it does nationally (62nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Innsbrook ranks 12,136 for wildfire risk (1 is highest) and 12,684 by building count (1 is largest). Within Missouri alone, it ranks 425 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Innsbrook
Innsbrook's high rating (62nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 98.9% of Innsbrook in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Innsbrook's figures come from
The methodology guide shows exactly how USFS turned 904 counted buildings into the percentiles shown above for Innsbrook. The exposure-zones guide covers what Innsbrook's dominant direct exposure actually means, with real examples from across the dataset.