Ingram, TX
Ingram wildfire risk explained
Ingram's 1,109 buildings earn a 78th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ingram at the 77th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 54.2% of Ingram's 1,109 buildings in the Indirect exposure zone, versus 45.8% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Ingram ranks
Inside Texas, Ingram sits at just the 56th percentile even though it scores 78th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Ingram ranks 6,912 for wildfire risk (1 is highest) and 11,229 by building count (1 is largest). Within Texas alone, it ranks 791 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Ingram and the insurance market
At the 78th percentile nationally, Ingram carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Ingram's 54.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Ingram's 6,912-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Ingram, see the exposure-zones guide.