Ingold, NC
Ingold wildfire risk explained
Ingold sits at the 66th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 326 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ingold at the 65th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Ingold's building exposure, zone by zone
326 buildings are counted in Ingold, and 84.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Ingold against the rest of the country
Ingold's risk sits at a similar level relative to North Carolina (66th percentile statewide) as it does nationally (66th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Ingold ranks 10,849 for wildfire risk (1 is highest) and 20,927 by building count (1 is largest). Within North Carolina alone, it ranks 265 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
Ingold's high rating (66th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Ingold's 84.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Ingold's 10,849-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Ingold, see the exposure-zones guide.