Inger, MN
How exposed is Inger to wildfire?
Out of every US place USFS scores, Inger lands at the 43rd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 78 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Inger at the 36th national percentile — 7 points below its risk-to-structures score, a gap driven by how much is actually built there.
Inger's building exposure, zone by zone
Direct exposure dominates in Inger: 97.4% of its 78 buildings, versus 2.6% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Inger against the rest of the country
Inger's 61st-percentile standing inside Minnesota outpaces its 43rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Inger ranks 17,866 for wildfire risk (1 is highest) and 29,967 by building count (1 is largest). Within Minnesota alone, it ranks 356 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Inger's elevated wildfire rating (43rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 97.4% of Inger in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 78 counted buildings into the percentiles shown above for Inger. For more on what direct exposure implies beyond Inger, see the exposure-zones guide.