Inez, KY
Inez, KY's wildfire risk, in USFS's own numbers
USFS scores Inez at the 92nd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 399 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Inez's burn probability — fire likelihood with no building count factored in — sits at the 94th percentile nationally.
Inez's building exposure, zone by zone
399 buildings are counted in Inez, and 57.1% of them are Indirect exposure — ember-driven risk rather than the 42.9% in Direct exposure or the 0% rated Minimal.
How Inez compares
Inez's risk sits at a similar level relative to Kentucky (94th percentile statewide) as it does nationally (92nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Inez ranks 2,648 for wildfire risk (1 is highest) and 19,227 by building count (1 is largest). Within Kentucky alone, it ranks 34 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Inez and the insurance market
Inez's 92nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Inez
Inez's 57.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Inez's 2,648-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Inez, see the exposure-zones guide.