Indio Hills, CA
Indio Hills, CA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Indio Hills at the 37th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 531 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Indio Hills's burn probability — fire likelihood with no building count factored in — sits at the 43rd percentile nationally.
Indio Hills's building exposure, zone by zone
71.2% of Indio Hills's 531 buildings sit in USFS's Direct exposure zone, roughly 378 structures close enough to burnable vegetation for flame contact, not just embers — 21.9% fall in the Indirect, ember-only zone and 7% are Minimal.
How Indio Hills compares
Inside California, Indio Hills sits at just the 5th percentile even though it scores 37th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Indio Hills ranks 19,813 for wildfire risk (1 is highest) and 16,844 by building count (1 is largest). Within California alone, it ranks 1,494 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Indio Hills
Indio Hills's 37th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
With 71.2% of Indio Hills in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Indio Hills's 19,813-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Indio Hills, see the exposure-zones guide.