Indio, CA
Indio, CA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Indio lands at the 46th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 30,340 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Indio's burn probability — fire likelihood with no building count factored in — sits at the 49th percentile nationally.
Indio's building exposure, zone by zone
96.5% of Indio's 30,340 buildings sit in USFS's Minimal exposure zone, with only 3.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 30,340 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Indio against the rest of the country
Indio ranks lower within California (9th percentile statewide) than its 46th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Indio ranks 16,882 for wildfire risk (1 is highest) and 377 by building count (1 is largest). Within California alone, it ranks 1,436 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Indio
Because Indio is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
What would actually reduce this score
With 96.5% of buildings rated Minimal exposure, Indio gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Indio's figures come from
Every one of the two percentiles behind Indio's 16,882-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Indio's dominant minimal exposure actually means, with real examples from across the dataset.