Indianola, CA
How exposed is Indianola to wildfire?
Indianola's 507 buildings earn a 52nd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Indianola at the 56th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
Indianola's building exposure, zone by zone
72.2% of Indianola's 507 buildings sit in USFS's Direct exposure zone, roughly 366 structures close enough to burnable vegetation for flame contact, not just embers — 27.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Indianola ranks
Inside California, Indianola sits at just the 12th percentile even though it scores 52nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Indianola ranks 15,183 for wildfire risk (1 is highest) and 17,219 by building count (1 is largest). Within California alone, it ranks 1,381 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Indianola and the insurance market
Indianola sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 52nd-percentile score like Indianola's can end up mattering for. More on the disclosure law.
Hardening a home in Indianola
Indianola's 72.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Indianola's figures come from
Indianola's 52nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Indianola's dominant direct exposure actually means, with real examples from across the dataset.