Indianapolis city (balance), IN
Indianapolis city (balance), IN's wildfire risk, in USFS's own numbers
USFS scores Indianapolis city (balance) at the 13th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 336,026 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Indianapolis city (balance)'s burn probability — fire likelihood with no building count factored in — sits at the 14th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 89.3% of Indianapolis city (balance)'s buildings as Minimal exposure, the largest of the three zones here by a wide margin over 10.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 336,026 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Indianapolis city (balance) against the rest of the country
Compare Indianapolis city (balance)'s two percentiles: 64th within Indiana, only 13th nationally — a gap of 51 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Indianapolis city (balance) ranks 27,415 for wildfire risk (1 is highest) and 10 by building count (1 is largest). Within Indiana alone, it ranks 352 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Indianapolis city (balance) and the insurance market
Indianapolis city (balance)'s low rating (13th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 89.3% of buildings rated Minimal exposure, Indianapolis city (balance) gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Indianapolis city (balance)'s figures come from
The methodology guide shows exactly how USFS turned 336,026 counted buildings into the percentiles shown above for Indianapolis city (balance). The exposure-zones guide covers what Indianapolis city (balance)'s dominant minimal exposure actually means, with real examples from across the dataset.