Indian Springs Village, AL
Indian Springs Village wildfire risk explained
Indian Springs Village's 1,210 buildings earn a 69th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Indian Springs Village at the 72nd national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
1,210 buildings are counted in Indian Springs Village, and 91.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Indian Springs Village against the rest of the country
Indian Springs Village's 69th national percentile looks worse in isolation than its 43rd ranking inside Alabama does — this place is on the milder end for its own state, by 26 points. Among the 31,521 US communities USFS scores, Indian Springs Village ranks 9,917 for wildfire risk (1 is highest) and 10,588 by building count (1 is largest). Within Alabama alone, it ranks 340 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Indian Springs Village
At the 69th percentile nationally, Indian Springs Village carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Indian Springs Village (91.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,210 counted buildings into the percentiles shown above for Indian Springs Village. For more on what direct exposure implies beyond Indian Springs Village, see the exposure-zones guide.