Indian Springs, MD
How exposed is Indian Springs to wildfire?
USFS's Wildfire Risk to Communities model puts Indian Springs at the 55th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 47 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Indian Springs at the 54th percentile, close to its 55th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 100% of Indian Springs's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 47 structures sit close enough to vegetation that lot clearing matters most.
Where Indian Springs ranks
Within Maryland, Indian Springs ranks higher (76th percentile) than it does nationally (55th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Indian Springs ranks 14,307 for wildfire risk (1 is highest) and 30,997 by building count (1 is largest). Within Maryland alone, it ranks 124 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Indian Springs and the insurance market
Indian Springs's elevated rating (55th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Indian Springs's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Indian Springs's 55th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Indian Springs, see the exposure-zones guide.