Indian Point, MO
How exposed is Indian Point to wildfire?
USFS scores Indian Point at the 70th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 817 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Indian Point's burn probability — fire likelihood with no building count factored in — sits at the 70th percentile nationally.
Where Indian Point's buildings actually sit
817 buildings are counted in Indian Point, and 59.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 3.8% rated Minimal.
Where Indian Point ranks
Indian Point scores 70th nationally and 82nd within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Indian Point ranks 9,525 for wildfire risk (1 is highest) and 13,484 by building count (1 is largest). Within Missouri alone, it ranks 194 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Indian Point and the insurance market
Indian Point's 70th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 59.7% of Indian Point in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Indian Point's 9,525-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Indian Point, see the exposure-zones guide.