Indian Hills, TX
Indian Hills wildfire risk explained
Indian Hills sits at the 51st percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 741 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Indian Hills at the 52nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Indian Hills's building exposure, zone by zone
76.4% of Indian Hills's 741 buildings sit in USFS's Minimal exposure zone, with only 23.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Indian Hills ranks
Indian Hills ranks lower within Texas (7th percentile statewide) than its 51st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Indian Hills ranks 15,458 for wildfire risk (1 is highest) and 14,216 by building count (1 is largest). Within Texas alone, it ranks 1,672 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Indian Hills
Indian Hills's elevated wildfire rating (51st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 76.4% of Indian Hills outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Indian Hills's figures come from
The methodology guide shows exactly how USFS turned 741 counted buildings into the percentiles shown above for Indian Hills. The exposure-zones guide covers what Indian Hills's dominant minimal exposure actually means, with real examples from across the dataset.