Indian Hills, CO
Indian Hills, CO's wildfire risk, in USFS's own numbers
Indian Hills sits at the 99th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 922 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Indian Hills at the 98th percentile, close to its 99th-percentile risk score.
Where Indian Hills's buildings actually sit
Direct exposure dominates in Indian Hills: 99% of its 922 buildings, versus 1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Indian Hills ranks
Indian Hills's risk sits at a similar level relative to Colorado (98th percentile statewide) as it does nationally (99th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Indian Hills ranks 282 for wildfire risk (1 is highest) and 12,536 by building count (1 is largest). Within Colorado alone, it ranks 9 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
At the 99th percentile nationally, Indian Hills carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Indian Hills
With 99% of Indian Hills in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Indian Hills's 282-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Indian Hills, see the exposure-zones guide.