Indian Creek, IL
Indian Creek wildfire risk explained
Indian Creek's 246 buildings earn a 24th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Indian Creek at the 28th percentile, close to its 24th-percentile risk score.
What "at risk" means for the buildings here
Most of Indian Creek's buildings (91.9% of 246) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Indian Creek against the rest of the country
Compare Indian Creek's two percentiles: 69th within Illinois, only 24th nationally — a gap of 45 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Indian Creek ranks 23,941 for wildfire risk (1 is highest) and 23,264 by building count (1 is largest). Within Illinois alone, it ranks 444 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Indian Creek and the insurance market
At the 24th national percentile, Indian Creek rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Indian Creek's 91.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Indian Creek's figures come from
Every one of the two percentiles behind Indian Creek's 23,941-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Indian Creek's dominant minimal exposure actually means, with real examples from across the dataset.