Incline Village, NV
How exposed is Incline Village to wildfire?
Incline Village's 4,749 buildings earn a 98th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Incline Village at the 97th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Incline Village's buildings actually sit
Of Incline Village's 4,749 counted buildings, 61% carry Direct exposure and only 0.7% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Incline Village against the rest of the country
Incline Village ranks lower within Nevada (75th percentile statewide) than its 98th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Incline Village ranks 727 for wildfire risk (1 is highest) and 3,594 by building count (1 is largest). Within Nevada alone, it ranks 31 of 123 places by risk. See the full county-by-county picture for Nevada on its state page.
What this risk score means for insurance
At the 98th percentile nationally, Incline Village carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 61% of Incline Village in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Incline Village's 98th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Incline Village, see the exposure-zones guide.