Imperial, TX
Imperial wildfire risk explained
Imperial sits at the 80th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 346 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Imperial's burn probability — fire likelihood with no building count factored in — sits at the 77th percentile nationally.
Imperial's building exposure, zone by zone
Of Imperial's 346 counted buildings, 58.4% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Imperial compares
Imperial ranks lower within Texas (61st percentile statewide) than its 80th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Imperial ranks 6,316 for wildfire risk (1 is highest) and 20,437 by building count (1 is largest). Within Texas alone, it ranks 699 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Imperial's high rating (80th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Imperial's 58.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Imperial's 6,316-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Imperial, see the exposure-zones guide.