Igo, CA
Igo wildfire risk explained
Igo sits at the 97th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 101 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Igo at the 98th percentile, close to its 97th-percentile risk score.
What "at risk" means for the buildings here
100% of Igo's 101 buildings sit in USFS's Direct exposure zone, roughly 101 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Igo ranks
Igo ranks lower within California (80th percentile statewide) than its 97th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Igo ranks 873 for wildfire risk (1 is highest) and 28,982 by building count (1 is largest). Within California alone, it ranks 311 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Igo and the insurance market
Igo's 97th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
What would actually reduce this score
Because Direct exposure dominates in Igo (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 101 counted buildings into the percentiles shown above for Igo. For more on what direct exposure implies beyond Igo, see the exposure-zones guide.